OUR BANKRUPTCY ATTORNEY WILL HELP THOSE WITH FORECLOSURES IN FAYETTEVILLE, NC
Stop Foreclosure and Save Your Home
Of all the problems bankruptcy can solve, saving your home is perhaps the most important. A home, after all, is far more than a piece of property. At The Law Office of Cliff Brisson, Jr., we help people who are struggling with debt and are facing home foreclosure and other creditor actions.
We know how to help our clients achieve debt relief while saving their most valuable property, because we’ve been doing it for more than 30 years.
Foreclosure Defense Solutions
Filing for chapter 13 bankruptcy is an effective way of stopping home foreclosure. If you earn enough to pay your debts off over a three- or five-year period, chapter 13 bankruptcy allows you to pay off your mortgage debt while keeping your property. Bankruptcy, however, is not your only debt relief option. In some cases, we can talk with your mortgage lender and work out a solution. We can help you explore other options such as a deed in lieu of foreclosure or a short sale.
Another important aspect of chapter 13 bankruptcy is its ability to eliminate second mortgages or liens on your property altogether. For instance, if you have a first mortgage for $200,000 and a second mortgage for $100,000, chapter 13 will eliminate or “strip” the second one altogether while giving you years to get up-to-date on the first mortgage.
Other Debt Collection Actions
Home foreclosure is but one weapon in the debt collector's arsenal. If you are behind on your debt payments, you may also face vehicle repossession, lawsuits and other creditor actions. It is important to remember that filing for chapter 7 bankruptcy or chapter 13 bankruptcy can eliminate all of these problems in one swoop.
While creditors may have been giving you plenty to worry about over the past months and years, filing for bankruptcy will make it illegal for them to take any action against you, or even calling or writing you. No more harassing phone calls or threatening letters. No more sleepless nights.
Contact Us • Stop Foreclosure and Credit Card Debt Lawsuits
If you are struggling with mortgage debt and need help saving your home, we are here to help. Contact us today online or give us a call. The initial consultation is free! We offer competitive rates and payment plans for qualified clients.
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