Stop Foreclosure and Save Your Home
Of all the problems bankruptcy can solve, saving your home is perhaps the most important. A home, after all, is far more than a piece of property. At The Law Office of Cliff Brisson, Jr., we help people who are struggling with debt and are facing home foreclosure and other creditor actions. With more than 30 years of experience, we know how to help our clients achieve debt relief while saving their most valuable property.
Contact us today online or by telephone at 910-672-8876 to speak with an experienced Fayetteville foreclosure attorney. We represent clients from Fayetteville, Cumberland County and throughout the region, including military members and their families stationed at Fort Bragg.
Foreclosure Defense Solutions
Filing for Chapter 13 bankruptcy is an effective way of stopping home foreclosure. If you earn enough to pay your debts off over a three- or five-year period, Chapter 13 allows you to pay down your mortgage debt while keeping your property.
Bankruptcy, however, is not your only debt relief option. In some cases, we may be able to negotiate with the mortgage lender to work out a solution. We can help you explore other options such as a deed in lieu of foreclosure or a short sale.
Lien Stripping
Another important aspect of Chapter 13 bankruptcy is its ability to eliminate altogether second mortgages or liens on your property. For instance, if you have a first mortgage for $200,000 and a second mortgage for $100,000, Chapter 13 will eliminate, or strip, the second one altogether, while giving you years to get up to date on the first mortgage.
Other Debt Collection Actions
Home foreclosure is but one weapon in the debt collector's arsenal. If you are behind on your debt payments, you may also face vehicle repossession, lawsuits and other creditor actions. It is important remember that filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy can eliminate all of these problems in one fell swoop.
While your creditors may have been giving you plenty to worry about over the past months and years, bankruptcy will give them something to worry about. By simply filing, you are legally barring them from taking any action against you, or from even calling or writing you. No more harassing phone calls or threatening letters. No more sleepless nights.
Contact Us · Stop Foreclosure and Credit Card Debt Lawsuits
If you are struggling with mortgage debt and need help saving your home, we are here to help. Contact us today online or by telephone at 910-672-8876 to speak with a knowledgeable Cumberland County repossession lawyer. The initial consultation is free. We offer competitive rates and payment plans for qualified clients.
